Risk Capacity Survey

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401(K) Education

The more you know about investing and about your investments, the more you can expect to earn! Click here to learn the source of returns and the reasons why you need to invest.
Enrollment

Click here to enroll for the first time, or to log into your existing account. You will be led to the plan administrator’s login site.


MESSAGE FROM INDEX FUNDS ADVISORS

To: Klune Industries Employees,

Welcome to your 401k Plan website! Your employer has provided you with an enormous benefit, and we hope you participate to the greatest extent possible.

Most of the time we are focused on meeting our current financial needs. But more and more, each one of us must pay attention to the other reason we work, which is to fund our needs during our retirement. Social Security will not be enough to provide for a comfortable retirement and the last thing we should do is become a financial burden to our family in our golden years. This 401(k) retirement plan is designed to improve the quality of your life after you stop working.

Your participation is recognition on your part that you understand this significant benefit provided by your employer. It is the best way for you to save and invest. When you invest according to your own risk capacity, you have the ability to earn higher risk-adjusted returns that are in keeping with your ability to take on market risk. The educational portion of this website explains the myriad benefits of IFA’s evidence-based and historically supported strategy. Please take some time to learn about the sophisticated investment strategy that is supported by Nobel Prize-winning financial economists and highly respected academics. The more you learn about IFA’s risk-appropriate asset class indexing approach, the more excited you will become about the wonderful opportunity your employer has provided to you.

Your retirement plan requires careful consideration. We encourage you to look at your savings and your lifestyle. Take some time to use the Index Calculators on this site to determine if you should increase your contributions, save more, spend less, or if you need to increase your investing knowledge so you can move to a higher level of risk—should your risk capacity allow.

We have provided an overview of the entire 12-step program and a more detailed explanation of steps 10 and 11, since those are the most directly targeted to your 401(k) investment choices. If we can assist you in your understanding of this material please call us at 888-643-3133.

Sincerely,

Mark  T. Hebner
President
Index Funds Advisors, Inc. 		Gordon Shuler
Vice President
Index Funds Advisors, Inc.


401(K) EDUCATION

Click here to view the interative video for quick and easy 401(k) education and planing, provided by IFA and vWise.



VIDEOS



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This site is for the use of clients and potential clients of Index Funds Advisors, Inc. and the IFA Network Members.
It is not to be used by any other investment advisor or investment professional as an information/marketing materials source, asset allocator, risk capacity or risk tolerance assessment, or for any other purpose. The right to download, store and/or output any material on this internet site, or the Index Funds: The 12-Step Program eBook, is granted for viewing use only and this grant only applies to clients and potential clients of Index Funds Advisors, Inc. and the IFA Network Members. Reproduction or editing by any means, mechanical or electronic, in whole or in part, without the express written permission of Index Funds Advisors, Inc. is strictly prohibited and subject to prosecution under U.S. and International copyright and trademark laws.

DISCLAIMER: THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY LINKED INTERNET SITE. Your use of this site is acknowledgment that you have read and understood the full disclaimer. Past performance does not guarantee future results

WARNING: Past performance does not guarantee future results. Investment returns and principal value will fluctuate, so that investors' shares, when sold, may be worth more or less than their original cost. Investing in any mutual fund, index or actively managed, does not guarantee that an investor will make money, avoid losing capital, or indicate that the investment is risk-free. Actively managed funds sometimes outperform index funds. You just don't know in advance which actively managed fund will outperform the appropriate index. Just because a mutual fund is an index mutual fund, it does not guarantee a performance superior to an actively managed mutual fund. There are no absolute guarantees in investing. When reviewing any backtested performance information on this internet site, please read the Disclosure for Backtested Performance Information (click here to read the Disclosure for Backtested Performance Information.)


Index Funds Advisors, Inc.  —  19200 Von Karman Ave., Suite 150  —   Irvine, CA 92612  —  
Call Toll Free: 888-643-3133
Local Phone: 949-502-0050  —  Fax: 949-502-0048 — Email: info @ ifa.com